bean dip with bone crackers

1 (16-ounce) can chili without beans
1 (16-ounce) can refried beans
1 (8-ounce) package cream cheese
1 (8-ounce) jar chunky pico de gallo
1 (4.5-ounce) can chopped green chiles, undrained
1/2 teaspoon ground cumin

Toppings: shredded Cheddar or Monterey Jack cheese with peppers, chopped black olives, sliced green onions

Cook first 6 ingredients in a heavy saucepan over low heat, stirring often, 15 minutes or until cream cheese is melted. Sprinkle with desired toppings, and serve warm with Bone Crackers.

Bone Crackers
2 (13.5-ounce) packages 9-inch flour tortillas
1/2 cup butter or margarine, melted
1/4 teaspoon garlic salt

Cut tortillas with a 3 1/2-inch bone-shaped cutter or kitchen shears, and place on baking sheets. Stir together butter and garlic salt; brush mixture on tortillas.

Bake at 250° for 30 minutes or until crisp.